Financing



IBM Global Finance

APSU and IBM Global Financing are here to help you acquire the most advanced infrastructure within your budget. Between IBM’s competitive rates and customized solutions, IBM Global Financing is the best option to help you affordably meet your hardware financing needs and stay competitive.

Performance

IBM Rapid Online Finance (ROF)

IBM ROF tool enables instant credit checking and contract issuance for review and signing same day, allowing clients to have access to the documentation prior to purchase.
 

Scalability

Smarter Spending

IBM Global Finance helps clients acquire the latest technological solutions and services so they can innovate, grow and become smarter.

Reliability

Asset Lifecycle

Prevent technology obsolescence with planned hardware update and refresh cycles. Manage your assets for the entire technology lifecycle-from planning to acquisition, management and retirement of your equipment.
 
TCO

Maximise Cashflow

Maximise cash flow and accelerate your project’s cash flow break-even point with payment terms that align costs with anticipated benefits

 

Cloud Financing

Cloud computing is enabling a more cost effective, agile and flexible consumption of IT and is transforming the way companies do business. To realize these benefits companies are investing in data centers that are enabled for cloud and transforming their business processes.
In a world where budgets are tight and constantly scrutinized, dealing with these up-front investments is a challenge, and accelerating the time to value is critical. IBM Global Financing can help your company achieve these benefits of cloud computing:

Lower cost

Adopting cloud can help your company reduce your IT costs – financing the IT infrastructure needed to operate in a cloud environment, can help take these savings further.

IBM Global Financing offerings provide qualified companies with:

  • 0% interest rate for select servers, storage and software>/li>
  • Fair Market Value leasing that helps further lower your Total Cost of Ownership with savings up to 16 percent compared to outright purchase

IBM PureSystem Financing

IBM PureSystems™ combine the flexibility of a general purpose system, the elasticity of cloud and the simplicity of an appliance. They are integrated by design and come with built in expertise gained from decades of experience to deliver a simplified IT experience.

IBM Global Financing has two great offers to help you obtain the benefits of PureSystems today:

  • Defer payments for 90 days, or
  • 0% Interest for 12, 24 and 36-month terms

IBM Project Financing

IBM Project Financing™ provides credit-qualified clients with an integrated financing facility that matches the scope and duration of IBM-led services solutions including Business Analytics and Optimization and Cloud. Customized structures can often be tailored to cover the entire project’s life cycle. Project financing structures can include consulting services, implementation services, infrastructure investments, data centre equipment, business process implementation, IBM and non-IBM hardware and software. IBM Project Financing can help reduce the risk of projects being delayed or the reduction in contract scope by providing a dedicated funding source by speeding project approval and implementation.

IBM Project Financing can help enable your IBM solution by:

  • Aligning project costs with anticipated benefits, minimising up-front capital outlays with financing options
  • Financing the IBM solutions you need now, which are repaid by means of fixed, predictable, periodic payments
  • Preserving your cash and existing lines of credit for other strategic business needs and investments
  • Having flexibility of payment terms which can be tailored to try to meet specific project, budget or revenue generation milestones
  • Helping to accelerate your project’s cash flow break even point by financing your payment obligations
Hardware and Software

Title to the equipment automatically passes to the Client after making all payments due on the LPO.

VAT on Amount Financed is invoiced and payable on the commencement of the LPO.

Hardware

Title to the hardware remains with IBM. At the end of the Initial Term of the lease, the Client may either;

i) retain the use of the equipment for a reduced secondary term rental;
ii) return the hardware to IBM; or
iii) sell the hardware as IBM’s agent and retain

Software (One time charge software subject to license terms)

IBM provides the right to use the software for the initial Term period. At the end of the initial Term, after making all payments due on the lease, and as long as the Client is not in default, there are no further payments due to IBM and the Customer retains continued use of the software as per the terms of the license.

Applicable to Hardware only

Title to hardware remains with IBM.

At the end of the Initial Term, the Client may either;

i) return the hardware to IBM;
ii) renew the lease; or
iii) convert the lease to a Finance Lease, and then either:

a) extend the lease for an annual period and retain the use of the equipment for a reduced secondary term rental or;
b) sell the hardware as IBM’s agent and retain 99% of the proceeds.

Renewals and conversion amounts will be pre-stated on the financing contract upfront.

Applicable to Hardware only

Title to hardware remains with IBM.

At the end of the Initial Term, the Client may either;

i) return the hardware to IBM;
ii) renew the lease; or
iii) convert the lease to a Finance Lease, and then either:

a) extend the lease for an annual period and retain the use of the equipment for a reduced secondary term rental or;
b) sell the hardware as IBM’s agent and retain 99% of the proceeds.

Renewals and conversion amounts will be pre-stated on the financing contract upfront.

Applicable for all Hardware, Software and Services

IBM do not have title to the assets.

At the end of the Initial Term of the loan and once the final loan payments have been made, the loan will mature and no further payments are due to IBM.

 

Enquire about IBM Global Financing

So that we can engage with you effectively, please click the Enquire button to provide us with some basic information about your current platform and the strategy goal where our expertise can help you.


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